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Tokenisation
Store cards as reusable tokens — PCI scope reduced, checkout friction removed.
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3-D Secure
SCA-compliant authentication built in for high-risk transactions.
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Smart retries
Network-aware retry logic recovers soft declines without duplicate charges.
Card acceptance without drift
Orbyt Pay normalises authorisation, capture and settlement across networks. Every state change emits a webhook so your systems stay in sync with Ledger Moon. Pass rail: "card" or let auto-routing choose.