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Instant settlement
Wallet-to-wallet transfers settle on Ledger Moon immediately — no batch windows.
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Bi-directional
Collect from customers and disburse to vendors on the same rail.
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Fraud-screened
Every wallet transaction passes risk scoring before it locks to the ledger.
How wallet payments work
When you create a charge with rail: "wallet", Orbyt Pay debits the customer's wallet and credits your merchant account atomically. No intermediary float — the ledger records a single, hash-chained entry.
Supported flows
- One-time and saved-wallet repeat payments
- Split payments across multiple merchants
- Scheduled disbursements to wallet holders
- Refund-to-wallet with instant availability
Pair with Sentriom Wallet for a consumer-ready experience.