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    <loc>https://orbytpay.com/trust-center/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>Trust Center</image:title>
      <image:caption>The Orbyt Pay Trust Center: our security controls, privacy commitments, compliance posture and responsible disclosure policy.</image:caption>
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  <url>
    <loc>https://orbytpay.com/compliance/</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.55</priority>
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      <image:title>Compliance</image:title>
      <image:caption>Orbyt Pay's approach to compliance: KYC/KYB, AML monitoring, data protection and alignment with open standards from the Foundation.</image:caption>
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  <url>
    <loc>https://orbytpay.com/privacy/</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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      <image:loc>https://orbytpay.com/og-image.svg</image:loc>
      <image:title>Privacy Policy</image:title>
      <image:caption>How Orbyt Pay collects, uses and protects personal data. Your rights, our commitments and how to contact us about privacy.</image:caption>
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  <url>
    <loc>https://orbytpay.com/terms/</loc>
    <lastmod>2026-06-24</lastmod>
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    <priority>0.4</priority>
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      <image:title>Terms of Service</image:title>
      <image:caption>The terms governing use of Orbyt Pay's platform, API and services. Acceptable use, liability and account responsibilities.</image:caption>
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  <url>
    <loc>https://orbytpay.com/legal/aml-policy/</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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    <image:image>
      <image:loc>https://orbytpay.com/og-image.svg</image:loc>
      <image:title>Anti-Money-Laundering Policy</image:title>
      <image:caption>Orbyt Pay's commitment to anti-money-laundering: monitoring, reporting and cooperation with authorities.</image:caption>
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  <url>
    <loc>https://orbytpay.com/legal/acceptable-use/</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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      <image:title>Acceptable Use Policy</image:title>
      <image:caption>What you can and cannot build on Orbyt Pay. Prohibited activities and enforcement.</image:caption>
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  <url>
    <loc>https://orbytpay.com/legal/dispute-resolution/</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://orbytpay.com/legal/dispute-resolution/" />
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    <image:image>
      <image:loc>https://orbytpay.com/og-image.svg</image:loc>
      <image:title>Dispute Resolution</image:title>
      <image:caption>How payment disputes and chargebacks are handled on Orbyt Pay, with evidence and timelines.</image:caption>
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