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      <image:title>Use Cases</image:title>
      <image:caption>From marketplaces and SaaS to retail, gig work, NGOs, remittance, transit and education — see how teams build on Orbyt Pay's unified rails.</image:caption>
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    <loc>https://orbytpay.com/use-cases/marketplaces/</loc>
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      <image:title>Marketplaces Payments</image:title>
      <image:caption>Split payments, escrow and instant vendor payouts on one ledger. Orbyt Pay powers marketplaces with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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    <loc>https://orbytpay.com/use-cases/saas/</loc>
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      <image:title>SaaS &amp; Subscriptions Payments</image:title>
      <image:caption>Recurring billing, saved instruments and dunning that recovers revenue. Orbyt Pay powers saas &amp; subscriptions with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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    <loc>https://orbytpay.com/use-cases/retail/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>Retail &amp; POS Payments</image:title>
      <image:caption>Card-present and proximity tap-to-pay that settles like online. Orbyt Pay powers retail &amp; pos with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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    <loc>https://orbytpay.com/use-cases/gig-economy/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>Gig Economy Payments</image:title>
      <image:caption>Instant earnings payouts to wallets the moment work completes. Orbyt Pay powers gig economy with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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    <loc>https://orbytpay.com/use-cases/ngos/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>NGOs &amp; Disbursement Payments</image:title>
      <image:caption>Transparent, auditable aid disbursement at scale, even offline. Orbyt Pay powers ngos &amp; disbursement with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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  <url>
    <loc>https://orbytpay.com/use-cases/remittance/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>Remittance Payments</image:title>
      <image:caption>Cross-border value movement with deterministic reconciliation. Orbyt Pay powers remittance with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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  <url>
    <loc>https://orbytpay.com/use-cases/transit/</loc>
    <lastmod>2026-06-24</lastmod>
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    <image:image>
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      <image:title>Transit &amp; Mobility Payments</image:title>
      <image:caption>Tap-to-ride proximity payments at gate speed. Orbyt Pay powers transit &amp; mobility with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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  <url>
    <loc>https://orbytpay.com/use-cases/education/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>Education &amp; Campus Payments</image:title>
      <image:caption>Campus IDs, fees and meal plans on one payment fabric. Orbyt Pay powers education &amp; campus with unified rails, instant settlement and deterministic reconciliation.</image:caption>
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